It is extremely rare to find a person who has never been in a position in which they needed money urgently. The need for money may arise for various reasons, such as marriage, the payment of education fees, medical emergencies, etc. Regardless of the reason for the need, a quick and easy way to acquire quick funding is to take out a Personal Loan.
Many financial institutes even offer a personal loan without CIBIL or an instant loan for low CIBIL scores. To avail of a personal loan from Bajaj Finserv, you can contact the Bajaj Finance helpline number. It is also possible to apply online via the website. You will find all personal loan-related information like interest rate, eligibility criteria, Bajaj Finserv EMI overdue charges, etc., on the website. You can easily track your Bajaj Finance loan application status online as well.
When you need an urgent cash boost, personal loans can be a lifesaver. It is important to note that a personal loan is an option in many different ways, and it can be used for various purposes. Further, the disbursement of a personal loan is made within a matter of hours, which means that it is the best weapon available to fight against emergency monetary needs. A personal loan is a very popular choice because of the minimal documentation requirements and easy repayment methods. These are just a few of the advantages of a personal loan.
A personal loan application can be submitted either online or offline. A person can apply for a personal loan by visiting the lender’s branch and filling out a loan application. There is also the option of applying for a personal loan online through the website or mobile application. Firstly, if you wish to apply for a personal loan online, you will need to download the mobile application of the lender. It is advisable to check the breakdowns of your monthly EMIs with a an online personal loan EMI calculator before applying for the loan.
Checking the Bajaj Finance loan application status offline
If you prefer to check your personal loan status offline, you can contact the customer service centre for assistance. You will be asked to provide your loan reference number or application number to proceed. You will find both the loan application number and the reference number in the loan application. If, for any reason, you end up losing your loan application number, the executive may ask you a few details like your name, date of birth, PAN number, etc.
Check the loan application status online
An individual can easily check the status of their personal loan online with just a few clicks. To track the status of your Bajaj Finance loan application status online, here are the inputs you need to provide.
- Applicant Name
- Reference Number
- Date of Birth
- Mobile Number
- PAN Number
Tracking personal loans by mobile number
Lenders often use only the mobile number to verify an applicant’s identity since mobile numbers are unique identifiers. With this method, the applicant can track their application more quickly since they must enter their mobile number and the One-Time Password (OTP) that comes to that particular number.
Tracking personal loans by reference number
It is also possible to track a personal loan by using a reference number or associated application number. A unique loan application number is associated with every applicant; therefore, it is possible to track the loan application.
There are several ways to track a personal loan at any point – from when the application is submitted to when the loan’s last installment is due. It is possible to track the loan application status on both an online and offline basis. If you would like to check your loan status or to check Bajaj Finserv EMI overdue charges, you can use the mobile application and the website to do so. Contact the Bajaj Finance helpline number now to avail exciting offers on a personal loan.
Author Bio: Arwind is a passionate financial blogger and financial adviser. He has been serving society as a financial adviser for past 6 years. He shares his financial tips and tricks on Loan trivia. He has amazing solution for every finance related query.